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Our mortgage calculator estimates your monthly mortgage payment. You can input a different home price, down payment, loan term and interest rate to see how your monthly payment changes.
Calculated Results
How much would I save if I paid extra on my monthly payment?
Extra Payment:
| Monthly Payment (estimated based on input) | |
| Loan Amount | |
| Total Payments | |
| Total Interest | |
| Pay-off Date |
Call Us: (888) 428-6847 Email Us: info@pivotlending.com
YOUR MORTGAGE INFORMATION
| Recipient Name | |
| Recipient Email |
*** PLEASE NOTE ***
- The rate and payment entered into this calculator will be subject to change based on changes to market interest rates, the requested loan amount, annual property tax, annual insurance and the possible addition of mortgage insurance.
- Mortgage insurance is required on the following:
- All conventional loans when the loan amount exceeds 80% of the homes value
- All FHA loans.
- VA loans that require a VA Loan Guarantee Fee, up front.
- The amortization schedule below include ONLY the principle and interest portions of the suggested monthly payment. Tax and Insurance payment are subject to change based on changes (up or down) and will not be fixed for the entire life of a mortgage loan.
Annual Amortization Schedule
The amortization schedule below does not include taxes, insurance or HOA fees as these associated costs are subject to change over the life of your loan. The payment amount represents the principal and interest over the specified term of the loan only. You can add to the payment amount to estimate your total monthly cost with taxes, insurance and HOA as entered above.
| Year | Principal | Interest | Total Paid | Balance |
|---|---|---|---|---|